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Originally posted by aephi alum
DeltAlum is right - every time you take out a loan, especially a car loan or mortgage, your income will be verified. If your income is too low, the bank will be concerned that you won't be able to make your payments (even if your payments are quite a bit smaller than your monthly take-home pay) so they either won't make the loan, will charge a higher interest rate because of the risk, or will ask for someone (such as your mother) to co-sign so they can recover their money from the co-signer if you default.
The good news is, if you make your loan payments on time, you'll improve your credit rating, which banks also consider when deciding whether to make a particular loan.
Hope all goes well with the new car. 
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It's called your Debt-to-income ratio (DTI). For mortgages, if your DTI is over 45% (45% of monthly income is going to pay mortgage and other debt such as credit cards, etc...) or higher, most lenders will pass. There are a FEW that go as high as 55%, but the interest rate will be higher as a consequence.
I'm sure the auto industry does something similar, but I have no clue what their cutoffs for DTI are...
The other option would be to try for a "stated" income loan (not sure if you can for auto loans, but you can for mortgages) where you don't have to prove your income - usually you sacrifice on the amount of money and the rate the lender will offer, but it helps a lot of people in tight financial situations.
Hope that helps.