[Nhfulmer]

Amen! You are so right. I was an advisor for many years and my husband is an advisor and a national officer. I have always prayed that we would never be the target of a law suit. The undergraduates need to understand the way it works. Just because they have an insurance policy in place doesn't mean they can do whatever they want. If they don't adhere to the policies, they are putting everyone at risk - including their parents.