[Nhfulmer]

Yes, FIPG still exists. An insurance rep just recently said that it is a ridiculous set up and was slapped together in order to put something on paper that insurance companies could say fraternties/sororities had to adhere to. Lloyds WILL deal - it depends on how good the national officers are who are dealing with them and how many incidents the group has recently had. There are other groups who will insure GLO's; however, premiums are going to be high no matter what. Everyone just has to suck it up and pay -- you can't not have insurance coverage. Anyone who believes that needs to get a grip. Are there any insurance people on here who can speak to this?