Sorry Bro. but why do you think that Lloyds is THE HIGH RISK Insurance Co?
We at LX Z have looked at a lot of avenues!
Liability, forget it! You wont be touched!
We did our own House Insurance as could shop around.
But for an overall view, Lloyds is The High Risk Co!
That is about it in a nut shell! Do you have your own House Ins. at the Block House In Lincoln??