Quote:
Originally posted by KappaKittyCat
Oh dear god! If that happened to me, nobody'd be able to sue me 'cuz they wouldn't be able to find the body! My parents would kill me! 
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I think that may be part of their reasoning. Make it personal!!! I forgot to mention that this information will be sent to parents also. You really can't blame the insurance companies. They agree to take care of the groups as long as they follow the rules but when they don't, it's on the individual's shoulders! Same thing as your own insurance - if you set fire to your home, insurance is not going to pay -- if it is an accident, it will.