Sarah,
I don't know if you have any loans, but do not be afraid of them. People pay $20,000 for a car, and your education will outlast any piece of metal! If you really don't want that kind of debt, check out what your local school has to offer. You are so bright & outgoing, I can see that you would be a terrific person to start your own GLO! Keep us updated. My fingers are crossed for you.