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in order to form a chapter you need to be at a university or an alumna. if you are eligible you can go through AI (alumna initiation) if you are not attending school. then you would belong to an alumnae chapter that doesn't necessarily have any affiliation with a university.
there should be no problem with becoming a member of Phi Mu if you are a commuter student, however you need to make sure you are attending school full-time before rushing.
i hope this makes sense
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