I know it's not related but I hate when the utility has the amt-you-would-owe if you didn't pay on time, ABOVE the amount would owe if you pay on time...guess they figure the odds are you'll over pay. Even it is credited next month, it's an obnoxious practice.
Oh...and AAA making the final total due as if you want to take the medical rider...

And now back to this thread, lol!