I do have my navel pierced, and let me tell you I have a simular barbell without the dangling letters, and it gets stuck on a few things as it is. This one belt I have has a funky buckle (it's cute

) but when you sit down ya know how the front of your jeans raise a little, well it's far enough that it can catch the lower part of the barbell and it hurts when it does. I can't imagine having a charm catch on sweaters, and when getting dressed or undressed. Let alone is that an appropriate place to wear your letters?