Holy Sh*t!
See this is why everyone is paying so damn much for insurance! If you ran in ins. company, would you want to write a policy for a group like that? Hell no! I don't know about the rest of your organizations, but I can tell you that in one recent fiscal year, SAE nationally paid on the order of three quarters of a million dollars ($750,000!!!) in insurance claims. Nearly all of them were likely to have been related to risk MISmanagement issues. As a response, the national office has closed over 30 chapters since 1990 (17 of those just since 2000) for just this reason. They've also created some seriously stiff penalties for chapters who do stupid isht like this. I could NOT imagine being the person responsible for the death of even a national fraternity that's been in existance for a century and a half, much less the death of another person! Who could live with themselves after that?!?
All of our respective organizaitons' founders are probably rolling in their graves over what some people are turning their dreams into!