Lost, I am sorry, I tried to re-edit but had a glitch in the system of GC!
If that is the case, I would contact your National not via e-mail, but on the phone!
Explain this situation, but not quite in so much detail about your personel relationship!
Explain, that you were not awae of it for that long of a period of time and would like to make restitution on a payment plan!
If what you say about your back ground is true, then I am sure that they know you and will work with you!
Good luck and keep us updated!