[h2oot]

Many of our National orgs aren't very forgiving when our financials are in arrears.

As part of your repayment for what you owe, you should have an understanding with them about being re-instated. If you explain the situation fully, they should understand. You're aren't the first to be married to a guy who mishandles his finances.

The up side of this is that you've learned some critical information about your marriage and need to deal with it. If it were me, I'd (you, not him) dig through the past year's worth of checks, etc. and see exactly where the money went. Not to accuse your husband of anything, but guys get into sports betting which could be crippling. Maybe the money is just slipping away and you need to set up and FOLLOW a budget to get things back under control.

I have a neighbor who's husband was so bad (i.e., impulsive) with money that she had to take his ATM, credit cards, and check writing away from him. He literally couldn't handle it. It was either that or the marriage.

The main thing is that you KNOW you have a problem and know you have to deal with it. Good luck.