[astroAPhi]

Definitely talk to the national office and emphasize that you are paying off medical bills. That is definitely an extenuating circumstance.

You are very smart to realize that your finances may not be in the best situation. Do you have any sort of personal financial advisor or some sort of advisor that your company can provide for you?

Another thought, could you take out a short-term loan for $500? My boyfriend once did that to pay his fraternity dues and to start his credit history. I don't know how bad your situation is, or if that would just make it worse, but if you can do it, don't forget it as an option.