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I agree with James and Honeychile, you seriously need to check your husband. Financial problems have the potential to ruin your marriage. As a temporary solution, (in addition to talking with him about it) If I were you, I would have all of my future checks deposited into my own seperate savings or checking account, and direct a portion of the money to the joint account. The idea is to leave enough in your joint account to cover all of the expenses.
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