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We had our furnace blow back in January of last year, and the entire house was smoked out. We hired a professional staff to come in and clean. The insurance did indeed cover it, and it was the best move we could have made.
Above all, don't wipe down your walls with water. You will make the carbon stains worse. Also, if your computers were running at the time, please have them sent out to be cleaned. Carbon chains love hard drives, and we ruined two machines during our incident. If you have spider-web looking things in your corners, these are also carbon chains and can be pulled down without harm by a feather duster.
Seriously, though, get a professional staff to clean up the place. The chemicals they use make the job so much easier and prevents further damage.
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