ALWAYS READ THE FINE PRINT on the sales contract/financing information.
Not only can they demand the car back should you not "qualify" for the loan (you can always get qualified through other sources if necessary, such as Bar None)...but, they can also charge you SERIOUS money on a daily basis, to in effect "rent" the vehicle pending financing. Chances are, they will deduct charges for borrowing the vehicle from your downpayment amounts.
I've heard too many stories like this. When we bought our minivan (sign that I'm getting too old!) two years ago - I refused to drive it off the lot until we closed on financing.
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