Okay, so if you some how or another came into $300,000 completely tax free, what would you do with it? I would invest one third, give one third to my parents to cushion their retirement and one third to my sister to help her pay off her medical school loans.
There is one major question first- do you buy a house or invest most it? We already own a house so we would invest it. Haha, listen to me saying "we" as if I'd share with my husband!
j/k!
AND- you need a new car- what kind a BMW z3 roadster for $23,000 or a Mazda Miate, or An eclipse spyder?
(YOU HAVE TO CHOOSE ONE OF THESE!) I LOVE the Eclipse Spyder. In fact, I'm trying to talk hubby into one at the moment. He thinks it's too "girly" but I am, in fact, a girl, so I don't see the problem there.
Oh, and you don't have any current debts (like school or loans, or credit cards!) School loans are paid off and I learned my lesson about credit card debt loooooong ago!
Plus you have a full time job that affords you $ to go out and have fun and shop at your own pace. If you asked my husband, he'd tell you that shopping IS my fulltime job. Silly man