Thread: Credit Cards
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Old 04-19-2003, 12:53 AM
OUKate OUKate is offline
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Join Date: Oct 2002
Location: Florida
Posts: 89
You might want to try getting a credit card through your bank -- usually they have pretty decent terms. The Student Discover and AmEx Blue cards also have good terms.

Carrying a small balance month-to-month and paying on time will give you a better credit score than just paying off the balance completely, or getting the card and just cutting it up.

Don't forget, having too much available credit (say a disproportional amount of credit to your income) can lower your credit score.
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