Quote:
Originally posted by Lady Pi Phi
Credit is evil....but one piece of advice, make sure it's a card with a low interest rate, try to fine one maybe around 10, or 11 %. I know there are cards out there like that. 18% is too high. MBNA (I don't know if you have that company in the US, but it is crap!)
Also, if you just want to use it for emergancies have a low credit limit, say no more than $1000.
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My advice to the original poster is to get one with a low limit... because as evil as it is, sometimes it's better to carry a balance for a month than be evicted because you spent your rent money on groceries.