I DO appreciate your responses blu and candid. Don't worry, I'm NOT taking it all to heart as Anydaynow warned me of possibly incorrect info. I'm just trying to do as much research as I can. As I am sure you remember from the time when you were not yet a member - its hard to know what information I should find on my own, what I should wait to find out, what I should or should not ask, and a whole bunch more. If you have any tips that will aid in my personal research - please do let me know. Thanks again.
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