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2 months salary is a good starting point.
but here's the thing, and it's a problem I see a lot of my friends having. if you can't afford more than $650 for a ring, how are you going to have a life together? you need a place to live, the wedding costs mega $$$, food, cars, and then add a baby into the picture. if you can't afford to get married and start a life, wait until you can. my friends make me crazy when they talk about how they can't afford anything but are paying $20000 for a freaking wedding.
now, 650 is too cheap in my opinion. but if that amount will break the bank, how will you ever be able to make a mortgage payment???????
just wait until you can do it without declaring bankruptcy.
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