Quote:
Originally posted by AOIIalum
6. STAY FAR, FAR, FAR AWAY FROM CREDIT CARDS. PERIOD. If you can't do that, know that you can and should contact your CC company and request a lower credit limit than they give you. Many, if not most, will lower your limit. If you have one and they keep raising your limit because of your "good payment history" or whatever, ask them to lower it right back. Eliminate the temptation. If you have a real need for a CC, make sure your limit is something you can honestly live with.
|
Amen to this. I learned this the hard way and got my self into a bit of trouble. As a college student you don't need to purchasing large items that require a cfedit card. If whatever you're paying for requires a credit card, ask yourself do you really need this. People will take cash. And in this day and age, you don't need to carry around cash. I use my debit card for almost everything.