[Kevin]

Good stuff there. I hope that when we build we're able to use flame-resistant material. Unimaginable how bad you'd feel after your house just burned down. Our chapter at Oklahoma U has a house made mostly of concrete and other non-flammable materials. A few years back there was a fire in one room.. Completely gutted the room. The adjacent rooms were untouched.

So if you're building, consider that spending extra money now not only saves insurance money... it could save lives and the possibility of a fire drops by quite a bit.