[Hootie]

Who has them and what do you think?
I am currently scholarship/loan/grant free but am interested in financial aid since I am independant of my family.

My question is what ones do I look for? Like I've heard that some are paid back after you complete college while others start payment immediately. And is a grant something you don't have to pay back? If so, how do they determine who gets them?

Sorry for so many questions! I had origionally wanted to attend another college (4 years ago) and never got financial aid then...so now's my chance!