I'll bite.
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POP3 Server Name: what the hell does this mean?
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The POP3 server basically holds incoming messages for you until you download them onto your computer. If you're using Yahoo! or Hotmail or AOL, then you won't have a POP3 server to specify. If you have a dialup, or a school account, or DSL (basically, if your ISP gave you an email address and it's on a POP3 server), then you specify the name of the POP3 server in this box. Usually it's in the following form:
pop.yourisp.com
mail.yourisp.com
etc.
If you don't know these settings, chances are that your ISP's homepage will have them listed under their support section.
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POP3 E-mail Program: what the hell does this mean?
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This is the program that you would use to check your POP3 email account. These programs include Microsoft Outlook, Microsoft Outlook Express, Netscape, Eudora, and many others.
Buena suerte.