Quote:
Originally Posted by Phrozen Sands
Yeah, $350k sounds like a cushion, but cash melts quick when rent, bills, and a depreciating camper are eating it alive. Equity builds, cash bleeds. When your fiancée’s cashing rent checks like she’s your landlord, you’re not really building a future, you’re buying time. And if dude thinks that $350k will stretch forever, just wait, give it a minute and he’ll end up in the Popeyes drive-thru praying for extra biscuits with the 2-piece special LOL
But for real though, here’s the real kicker. Research shows women initiate around 70 - 80 % of divorces, and that rate jumps to nearly 90% among college educated women. And most aren’t walking away from abuse either, they’re just walking away because they’re not happy. So tell me again why a dude would trade his house for a camper and rent agreement when the odds are stacked like that?
|
You're coming at this from the view of a single guy with no kids. Two adults made a plan together about their assets and are carrying out that plan. Considering they both have adult children to consider, this plan protects both sets of kids in the event one of them passes away before they get married.
FWIW my dad paid rent to his now wife while they lived together briefly after he sold his house and before they were legally married. When they got married he used the proceeds from the sale of my childhood home to "purchase" half his wife's house, refinance the remainder of the mortgage and put himself on it, and put himself on the deed to create a "stake" for me and my brother if he passed. They did a bunch of estate planning as well to protect both sets of kids, including what's to be done with any remaining inheritance he got when my mom died.
Just because someone does something differently than you would doesn't mean they haven't put a lot of thought into the way they approach financial decision-making like this.