[John]

Thank you to everyone for sharing your views & opinions. All of your comments are very useful, informative and most greatly appreciated.

Please keep the comments coming if anyone has more to share or if anyone hasn't commented yet.

I've taken lots of notes as I read through this thread up to this point. Pretty much every post since all of them were so helpful.

I'll be posting more on the various comments soon, but for now let's see if we get some more views / opinions being shared in this thread.