[TriDeltaSallie]

Here's another twist in the CC situation. I know someone whose daughter was very accomplished at a top public school. She opted to save money and went to CC, lived at home, and worked. Her plan was to transfer to a Big Ten university after two years. Then it was to transfer to a Division II University after two years. She was enrolled, had a room assignment, etc. She realized she did not want to pay the money for the experience.

Instead what she ended up doing was taking advantage of a new program in the state. She goes to CC for three years and then transfers to a state school for one year. She graduates with a full degree from that university.

Three years of CC and living at home = cheap
One year at state university (NCAA Division II) = pay it out of pocket, no debt, four year degree from a perfectly fine university

We're kidding ourselves if we think the coronavirus isn't going to accelerate this kind of thinking. With the degree she's pursuing (education) she will have zero problem finding a job after graduating from this school. She ticks all the other boxes too in terms of personality, etc. She would actually have been a great sorority member somewhere.

And no debt.