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I have been using on-line banking through my bank for about a year - and I love it - I used the USPS bill pay service for a few months and didn't trust it as much. No more checks, stamps, wondering how long the mail is going to take - most payments post in a day or two, some take up to 5 days.
The only thing that is strange about it is my bank statement has quadrupled in size because my bank takes anywhere from 4-8 lines to record the transaction. Also, my sister who is in college has a debit card to one of my accounts and we no longer have to play "did you spend anything" each Monday morning any more - I know right away.
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