I just check my balance and sometimes to checking/savings transfers Via (

) the internet. I guess I feel pretty safe doing those simple transactions because it was easy to track everything to the T while I was a banker. During my time there, I never recieved any customer complaints about our online services. Alot of them loved online bill pay too. I would personally say stay away from that sort of thing because rain ,sleet, or snow they draft your account. Just imagine that in the event that you may need a few extra days or something. They take it anyway. Even if you wish to stop the payment you have to basically change accounts to prevent drafting.