[IndianaSigKap]

I would go with a small silver or gold necklace that's something meaningful or sentimental, if you feel like you need a necklace. Depending on your campus, you could skip the necklace and go with bracelets: bangles or Alex & Ani type.

I wouldn't wear pearls with a tee unless it's your thing and you wear them every day and don't take them off.