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I would think that a good place to start is reading what you can use your financial aid for - if it's unrestricted, then what difference does it make if anyone else has done it? You're not seeking our approval. Right?
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"One of the painful things about our time is that those who feel certainty are stupid, and those with any imagination and understanding are filled with doubt and indecision." Bertrand Russell, The Triumph of Stupidity
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