Quote:
Originally Posted by PhoenixAzul
Why not refuse coverage for vasectomies?
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The insurance I had for many years as an employee of a Catholic hospital didn't cover vasectomies, and the insurance I have now with my (secular, non-Catholic) company also does not cover vasectomies.
Quote:
Originally Posted by PhoenixAzul
What kind of notice will I be given as an applicant when I am job hunting?
"Hi Phoenix NewHire, just so you know, we're Pastafarians, so you can't have this procedure, this procedure, or that medication."
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I haven't heard of an employer/insurer saying the employee/insured can't have a procedure or medication. The issue is who will pay for it. There is a huge difference.
New hires should always be given information regarding company benefits, and that information should include notice of insurance limitations so that the applicant or new hire knows exactly what will be covered.
My son has terrible asthma, and also had a heart condition requiring open heart surgery when he was 3. Because of this, he can't use an Albuterol inhaler. Well, our insurance only covers Albuterol. So, his inhaler that he uses every single day twice a day to keep him alive is 100% out of pocket. I pay A LOT in premiums, and the regular medications my family needs are not covered. Insurance has limitations, whether you work for Hobby Lobby or not.