Reasons don't matter on the GPA. And trust me on this LOTS of smart girls flunk out of college. A lot more than inherent intelligence is required to do well in college.
As far as what you should do, I would finish the process. If you get an offer from a chapter you'd be happy with take it and don't look back. If you decide not to accept a bid or don't get offered one, work really hard this semester on your grades and your activities and get ready for rush in the fall.
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"Traveling - It leaves you speechless, then turns you into a storyteller. ~ Ibn Battuta
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