Are you *totally* financially independent? If so, that sucks. I was put in that situation for different reasons, but I was fortunate enough to have a high-paying internship in town for the last three and a half years of college. I worked 20 hours/week and took a full load, and I had no problems (other than a lack of spare time). Maybe you can find something similar where you go to school.
If you're *not* totally independent, then it's not that big of a deal. You can do odd jobs here and there for decent sums of money paid under the table. Just check your school's job board - there's tons of money to be had.
Or you can always work at McDonalds.