[QUOTE=AGDee;2227905]
There are a lot of people who get paper checks who go to the local convenience stores to cash them rather than deposit them into an account. They pay a fee for that and don't think twice about it. If they had a checking account, they'd pay a fee for that account too.
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It's expensive to be poor in America. I've always had free checking, but I've always had direct deposit, kept a minimum balance, or been a member of a credit union (with my parents as references). A lot of people do check cashing places because they can't get a bank account. It's tough and the debit card payment is just another form of that.
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