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1) You can be black, white, purple or polka-dotted. PC and NPHC take all. That's up to you which route you go.
2) Depends on the school. It could be that the NPHC groups at your school don't have houses/dorms, etc. Or if they do, check with Residence Life.
Big hint-- use the Search function and read posts.
That will answer a lot of your questions.
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Live With Purpose!. 
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