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I call shenanigans.
The ideas the OP listed are risk management/FIPG No-Nos. Can't get FIPG to load; is Phi Sigma Sigma a member?
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"One of the painful things about our time is that those who feel certainty are stupid, and those with any imagination and understanding are filled with doubt and indecision." Bertrand Russell, The Triumph of Stupidity
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