I recommend NACA. Neighbor Assistance Corporation of America
www.naca.com
If you want to go through an organization or a program, this is the best one. They guarantee you no down payment, no closing cost and 1% interest rate BELOW market value. Ya can't go wrong. It takes a while for things to get hopping with them, but they are thorough.
I get qulaified on July 15th. Pray for me ya'll, it's been a long time coming.
Kelli, sands I sent you a LONG PM (sorry

) but I had a lot to say that I didn't want to wiegh down the board.