Quote:
Originally Posted by KSUViolet06
^^^This is what I do. Every few months, I'll buy something with my card (typically something I already have the cash for) and just pay it off in 2 payments.
Credit cards are not the devil. It's all in how you use them. The card companies bank on you being dumb and maxing them out. So don't.
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So true. When Forrest (the basset hound) got sick, and needed emergency surgery, we had to max out all the credit cards. I was glad to have them, and luckily we have very low interest rates. We have gotten about half of it paid off, and should have the other 11k paid off this year. It's been a hit on our credit report, but once it's completely paid off, it should go right back up again, I'd think. His medical bills ended up being over $35k, so only having 11 left kind of seems like a small amount. Any time I see a vet bill that is under $1,000 it seems small. LOL. That is so sad.
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“All his life he tried to be a good person. Many times, however, he failed.
For after all, he was only human. He wasn't a dog.”
― Charles M. Schultz
Warning: The above post may be dripping in sarcasm and full of smartassedness.