Quote:
Originally Posted by KSUViolet06
Credit cards aren't windfall, though. I don't mean to be rude, but I hope you're not planning to finance an NYC move all on credit cards.
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Oh, heck no. I've got enough in my account to pay for the move and a few month's rent, etc. I'll put it on a card, but then pay it off right away. I just meant that if I got into an emergency situation, I'll have a bit of backup.
I just had a monkeywrench thrown into the works, though. The appraiser on my re-fi appraised my house TWENTY FREAKING THOUSAND DOLLARS less than it was appraised for in 2009 when we purchased it from my parents. And the Tax Value is $6000 higher than the 2009 appraisal. Even Zillow says my house is worth $11,000 more than this appraisal. It doesn't make sense, though, since he noted in his report that prices were trending UP in my neighborhood. I think what really hurt us was that I had paid my parents rent for almost 5 years before we bought it from them, so they counted that money towards the purchase and so the selling price was extremely low. I now have to research and present them three similar properties in my neighborhood that are higher value that what he appraised this for.
