[PeppyGPhiB]

Since Boeing has facilities in California, I think you may be elligible to join BECU. I've been with them since I was 17. They have a huge proportion of the banking in Washington state for a reason - terrific, local customer service, and no fees for anything. Low rates on credit cards and loans, too. As others have said, you can do local banking at any CU if you need it, though I can't remember the last time I needed to go to a branch. If I ever need to pull out cash, I usually do it at a grocery store checkout, and my CU doesn't charge me a penny to do so.