Quote:
Originally Posted by AOII Angel
Trust me. You do NOT want a voucher system. As much as you think it would be better not to have to be at the mercy of your employer, in our system, the only thing that protects you from being dropped from your policy when you have a claim is the fact that you are in a group policy through your employer. That's why the voucher system for Medicare is dumb (as well as for the fact that insurance companies won't take high risk individuals with multiple medical problems. What do you think you'll get with the elderly population?)
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Under my system, they wouldn't be able to do that
BCBS of Michigan is the only insurer of last resort in Michigan currently but under the new health care reform, all of them will have to take people regardless of pre-existing conditions, claims history, etc. BCBSM is very happy about that because they take the whole burden now.