Quote:
Originally Posted by DrPhil
LOL.
I consider this a good thing only if clothes and other necessities for low income families are being paid for.
Families that go into debt for holiday (and year-round) purchases that include toys and entertainment systems need to bite their own bullets.
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Yes, but layaway is actually a very responsible way to go about buying "nice to haves" for your kids. You put some money down and it's a low interest rate, but you don't get your stuff until you pay for it in full... It's essentially saying "I don't have all the money NOW, but I want to make sure I get this, so I'm going to take your assistance in helping me save up."