[summer_gphib]

We have a single checking account, and it's joint. All the accounts we have are joint accounts. It's kind of a pain sometimes, but it's worth it for the transparency. My parents always had separate accounts, and my Mom has always screwed my dad. She would hide money, get credit cards in his name, and wracked up over 25k in credit card debt without him knowing. He only found out when he was checking into buying a rental property, and looked at his credit score. He's never made a late payment in his life.. he's Mr. Financial Responsibility. She on the other hand, has been sued for not making payments. Growing up with that hot mess, I wanted complete transparency. Actually I'm the one that handles all the money, anyway. LOL So it probably wouldn't matter. My hubby couldn't balance a check book if he tried. Before we got married, he thought he could balance it by calling the bank and finding out the balance... that's how much money he had to spend. LOL