Single account. My husband does the money. I make most of the money. I spend money how I see fit, and he let's me know if we're getting low for the month and won't make our savings goals. It works for us. We've had a single account since we were dating (what were we thinking?
) and used to fight all the time about money when we both paid bills and managed the account. I get an update now so I know where the money has gone, but not micromanaging our money has saved us tons of strife.