Quote:
Originally Posted by Cen1aur 1963
I noticed it, but not so much until they showed up consecutively. So I asked my bank about them, and that's when they told me. Yeah, it is ridiculous.
This is just kind of random in regards to the banks, but has anyone ever heard of those catalog shopping scams through the bank? They send you a $10-$20 check in the mail telling you that it can be cashed at your bank. Once you cash it, it automatically enrolls you in some 3 month free trial shopping membership program. Once the free 3 months are over, it charges your credit card/debit card/bank account $49.95. It happened to me. I canceled it when I saw the charge on my bank statement. If you call before the month is over, they'll refund the money back on your account. Then they go through the "save a customer" line. I'm glad I caught it, because I know some folks who didn't catch it until the first month already processed. By the time they canceled it, they were already charged $49.95. It pays to read the fine print on everything with these banks.
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I've never heard of that. The only catalog I've seen even at any of my bank's branches are for checks. Thankfully I have a great local bank that I've used since 1998 that has never given me a single problem or tried to get me to have certain accounts I dont need. They have ATM's & branches all over the city and a few of the smaller cities outside of Lexington here too. I have free checking with no minimum balance. I think I pay something small like $5-10 per year for unlimited debit card use. They dont send me junk in the mail asking me to take out a new credit card every other day either--like Chase, Capital One, & Bank of America.