it's not just you!
As our favorite freak Michael Jackson says...."You are not alone!" My sorority and many others are having the same problem.
Like everything else there is a boom-bust cycle. A lot of chapters open during the boom and then when the bust comes, everyone wakes up and realizes they overextended themselves.
A few groups have avoided it, but not many.
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It is all 33girl's fault. ~DrPhil
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