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I think it's a valid concern. If she ends up not being able to afford it, she needs to know that she likely won't be forced into paying for the remaining 3 years if she terminates.
That being said, someone has already stated that it's good to get the costs up front. If you see the costs and know you won't be able to afford it, then don't waste your time or theirs. If you can, then go for it.
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*does side bends and sit-ups*
*doesn't lose butt*
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