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Go for the T-14 school. It makes a MAJOR difference, particularly in these days when the competition for law jobs is so intense. Yeah, there's debt. BUT, if you borrow wisely and live carefully for the first few years, you'll be amazed at how quickly you can pay it down.
Now, I'm not sure what type of graduate program you're considering or if it's a nationally regarded program, but if it's an important step for your career (as opposed to just a free degree to have one), then I might consider staying. Long distance sucks--I was in an LDR during much of college and my first year of graduate school. Luckily, my ex and I were able to see the long view and it ended up being fine.
Good luck!
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